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Updated to 23 October 2025 (Act No. 10 of 2025 and S.I. No. 506 of 2025)

Insurance Act 1964
No. 18 of 1964

Contents

Commencement

Section Commencement/Effective Date
Where the commencement and effective dates differ, the effective date is shown below.
 Commencement Information
Ss. 1-7 7 July 1964 Commenced on enactment
S. 8 7 January 1965 S. 8(2)
S. 9 7 January 1965 S. 9(2)
S. 10 7 July 1964 Commenced on enactment
S. 11 7 January 1965 S. 11(2)
Ss. 12-16 7 July 1964 Commenced on enactment

Amendments and other effects

How Affected Affecting Provision
Applied S.I. No. 65 of 1983, regs. 1, 7
Saver for regs. made under 12/2003, ss. 1(2), 36 & sch. 3, para. 11(1)
Forms of accounts specified in the Act are substituted insofar as those accounts relate to an insurance undertaking which holds an authorisation as defined in S.I. No. 202 of 1995 S.I. No. 202 of 1995, reg. 4
S. 1 amended 32/2024, ss. 1(5), 24
  21/2018, s. 8
  29/1983, s.7
  12/2003, ss. 1 (2), 35 (1), sch. 1, pt. 5
  23/2010, ss. 2, 15(14), sch. 2, pt. 14, para. 4
  26/2011, s. 2
  26/2013, ss. 2, 83
  S.I. No. 485 of 2015, regs. 1(2), (3), 312, 318
S. 2 am. 8/1985, s.16 (1) (a)
S. 2(2) substituted 21/2018, s. 9(a)
S. 2(3) substituted 21/2018, s. 9(b)
S. 2(3)(b) del. 29/1983, s.8
S. 2(3A) amended 21/2018, s. 9(c)
S. 2(4) amended 21/2018, s. 9(d)
S. 2(5) deleted 21/2018, s. 9(e)
S. 2(6)(a) substituted 21/2018, s. 9(f)(i)
  26/2011, s. 3(a)
S. 2(6)(e) deleted 21/2018, s. 9(f)(ii)
S. 2(6)(f) amended 21/2018, s. 9(f)(iii)
S. 2(6)(f) substit. 26/2011, s. 3(b)
S. 2(6)(fa)-(fc) inserted 32/2024, ss. 1(5), 25(a)
S. 2(6)(g) amended 21/2018, s. 9(f)(iv)
S. 2(7)(a) substituted 21/2018, s. 9(g)
S. 2(7)(a)(ii) amended 32/2024, ss. 1(5), 25(b)(i)
S. 2(7)(aa), (ab) inserted 32/2024, ss. 1(5), 25(b)(ii)
S. 2(7)(c) amended 32/2024, ss. 1(5), 25(b)(iii)
  26/2011, s. 3(c)
S. 2(7A) inserted 32/2024, ss. 1(5), 25(c)
S. 2(8) substituted 21/2018, s. 9(h)
S. 2(8)(a) amended 32/2024, ss. 1(5), 25(d)(i)
S. 2(8)(aa), (ab) inserted 32/2024, ss. 1(5), 25(d)(ii)
S. 2(9) inserted 21/2018, s. 9(i)
S. 2A inserted 32/2024, ss. 1(5), 26
S. 3 am. 8/1985, s.16 (1) (b)
  12/2003, ss. 1 (2), 35 (1), sch. 1, pt. 5
  3/1989, ss. 1 (3), 31 (7)
S. 3(2) amended 21/2018, s. 10(a)
S. 3(3) substituted 21/2018, s. 10(b)
S. 3 substit. with saver 26/2011, ss. 4, 9
S. 3(4A) inserted 30/2017, ss. 1(3), 1(4), 3(a)
S. 3(5) substituted 21/2018, s. 10(c)
S. 3(5) amended 30/2017, ss. 1(3), 1(4), 3(b)
S. 3(5A) inserted 21/2018, s. 10(d)
S. 3(8) substituted 30/2017, ss. 1(3), 1(4), 3(c)
S. 3(1) am. 29/1983, s.9 (a)
S. 3, cntnc. in force with transit. prov. 21/2004, ss. 1 (2), 35, sch. 5, par. 6
S. 3(1A) ins. 29/1983, s.9 (b) (c)
S. 3(1A), applic. rstrct. 3/1989, ss. 1 (3), 31 (1)
S. 3(1B) am. 21/2004, ss. 1 (2), 33, sch. 3, pt. 3, par. 1
S. 3(1B)-(1E) ins. 3/1989, ss. 1 (3), 31 (2)
S. 3(2A) ins. 29/1983, s.9 (b) (c)
S. 3(2A), subsec. substit. 3/1989, ss. 1 (3), 31 (4) (b)
S. 3(2B), applic. rstrct. 3/1989, ss. 1 (3), 31 (3)
S. 3(2C) (b) am. 3/1989, ss. 1 (3), 31 (4) (a)
S. 3(2D) ins. 29/1983, s.9 (b) (c)
S. 3(4A) inserted 30/2017, ss. 1(3), 1(4), 3(a)
S. 3(5) amended 30/2017, ss. 1(3), 1(4), 3(b)
S. 3(5), del. with saving. 29/1983, s.9 (d)
S. 3(6) amended 21/2018, s. 10(e)
S. 3(7) deleted 21/2018, s. 10(f)
S. 3(8) substituted 30/2017, ss. 1(3), 1(4), 3(c)
S. 3A ins. 26/2011, s. 4
S. 3A(1A) inserted 21/2018, s. 11(a)
S. 3A(2)(b) amended 21/2018, s. 11(b)
S. 3A(3)(a) amended 21/2018, s. 11(c)(i)
S. 3A(3)(b) substituted 21/2018, s. 11(c)(ii)
S. 3A(3)(c) inserted 21/2018, s. 11(c)(iii)
S. 3B ins. 26/2011, s. 4
S. 3B(1) substituted 21/2018, s. 12(a)
S. 3B(1A) inserted 21/2018, s. 12(b)
S. 3B(2) substituted 21/2018, s. 12(c)
S. 3B(3)(a) amended 21/2018, s. 12(d)(i)
S. 3B(3)(b) substituted 21/2018, s. 12(d)(ii)
S. 3B(3)(c) inserted 21/2018, s. 12(d)(iii)
S. 3BA inserted 32/2024, ss. 1(5), 27
S. 3C ins. 26/2011, s. 4
S. 3C(1) amended 21/2018, s. 13(a)
S. 3C(1A) inserted 21/2018, s. 13(b)
S. 3C(4)(c) amended 21/2018, s. 13(c)(i)
S. 3C(4)(d) amended 21/2018, s. 13(c)(ii)
S. 3C(4)(e) inserted 21/2018, s. 13(c)(iii)
S. 3D inserted 21/2018, ss. 1(3), 16
S. 3E inserted 21/2018, ss. 1(3), 16
S. 3E(1)(a) amended 32/2024, ss. 1(5), 28(a)
S. 3E(2) amended 32/2024, ss. 1(5), 28(b)
S. 3F(5) amended S.I. No. 658 of 2023, regs. 2, 3(a)(i)
S. 3F(7) inserted S.I. No. 658 of 2023, regs. 2, 3(a)(iI)
S. 3F inserted 21/2018, ss. 1(3), 16
S. 3G inserted 21/2018, ss. 1(3), 16
S. 3H inserted 21/2018, ss. 1(3), 16
S. 3I inserted 21/2018, ss. 1(3), 16
S. 3J inserted 21/2018, ss. 1(3), 16
S. 3K inserted 32/2024, ss. 1(5), 29
S. 4 rep. 26/2011, s. 5
S. 5(1) substituted 32/2024, ss. 1(5), 30
S. 5(1) am. 26/2011, s. 6
  12/2003, ss. 1 (2), 35 (1), sch. 1, pt. 5
S. 5(2) am. 12/2003, ss. 1 (2), 35 (1), sch. 1, pt. 5
S. 5(5) (6) am. S. I. No. 277 of 1990, art. 3 (c) (iv)
S. 6 am. 3/1989, ss. 1 (3), 31 (7)
  12/2003, ss. 1 (2), 35 (1), sch. 1, pt. 5
S. 6 collector appointed S.I. No. 518 of 2011, art. 2
S. 6 substituted 26/2011, s. 7
  29/1983, s.10
S. 6(2)(d) am. 3/1989, ss. 1 (3), 31 (5)
  21/2004, ss. 1 (2), 33, sch. 3, pt. 3, par. 2
S. 6(6) substituted 21/2018, s. 14
S. 6(7) amended 32/2024, ss. 1(5), 31
S. 6(14) am. 26/2013, ss. 2, 84
S. 6(15) inserted S.I. No. 658 of 2023, regs. 2, 3(b)
S. 7 rep. 12/2003, ss. 1 (2), 35 (1), sch. 1, pt. 5
S.12, rep. prosp. 26/1990, ss. 10, 12, sch. pt. 2
S. 14 repealed 21/2018, s. 15
S.14(1) am. 12/2003, ss. 1 (2), 35 (1), sch. 1, pt. 5
S.14(2) (3) (4), subsecs. substit. and ins. 12/2003, ss. 1 (2), 35 (1), sch. 1, pt. 5
S.15, s. 12/2003, ss. 1 (2), 35 (1), sch. 1, pt. 5

SIs made under the Act

SectionSIs made under the Act
S. 3G(1)(b) Insurance Act 1964 (Adjustment of Percentage Rate) Order 2024 (S.I. No. 552 of 2024)
  Insurance Act 1964 (Adjustment of Percentage Rate) Order 2023 (S.I. No. 507 of 2023)
S. 6(13) Insurance Act 1964 (Appointment of Collector under Section 6) Order 2011 (S.I. No. 518 of 2011)