Updated to 6 March 2026 (Act No. 3 of 2026 and S.I. No. 69 of 2026)
All effects below are reflected in the most recent Revised Act.
Credit Guarantee Act 2012
No. 26 of 2012
Contents
Commencement
| Section | Commencement/Effective Date Where the commencement and effective dates differ, the effective date is shown below.
|
Commencement Information |
|---|---|---|
| Whole Act | 30 August 2012 | Credit Guarantee Act 2012 (Commencement) Order 2012 (S.I. No. 382 of 2012), art. 2 |
Amendments and other effects
| How Affected | Affecting Provision | Affecting Provision Commencement/Effective Date
Where the commencement and effective dates differ, the effective date is shown below.
|
Commencement Source |
|---|---|---|---|
| Act included in collectively cited Credit Guarantee Acts | Credit Guarantee (Amendment) Act 2020 (5/2020), s. 7(2) | 11 August 2020 | Credit Guarantee (Amendment) Act 2020 (Commencement) Order 2020 (S.I. No. 303 of 2020), art. 2 |
| Credit Guarantee (Amendment) Act 2016 (1/2016), s. 1(3) | 1 October 2016 | Credit Guarantee (Amendment) Act 2016 (Commencement) Order 2016 (S.I. No. 504 of 2016), art. 2 | |
| S. 1 amended | Credit Guarantee (Amendment) Act 2022 (38/2022), ss. 2, 8(3) | 8 December 2022 | Credit Guarantee (Amendment) Act 2022 (Commencement) Order 2022 (S.I. No. 642 of 2022), art. 2 |
| Credit Guarantee (Amendment) Act 2020 (5/2020), ss. 2, 7(3) | 11 August 2020 | Credit Guarantee (Amendment) Act 2020 (Commencement) Order 2020 (S.I. No. 303 of 2020), art. 2 | |
| Credit Guarantee (Amendment) Act 2016 (1/2016), ss. 1(2), 3, 9 | 1 October 2016 | Credit Guarantee (Amendment) Act 2016 (Commencement) Order 2016 (S.I. No. 504 of 2016), art. 2 | |
| S. 2 substituted | Credit Guarantee (Amendment) Act 2016 (1/2016), ss. 1(2), 4, 9 | 1 October 2016 | Credit Guarantee (Amendment) Act 2016 (Commencement) Order 2016 (S.I. No. 504 of 2016), art. 2 |
| S. 3(1) amended | Credit Guarantee (Amendment) Act 2020 (5/2020), ss. 3(a), 7(3) | 11 August 2020 | Credit Guarantee (Amendment) Act 2020 (Commencement) Order 2020 (S.I. No. 303 of 2020), art. 2 |
| S. 3(1A) amended | Credit Guarantee (Amendment) Act 2022 (38/2022), ss. 3, 8(3) | 8 December 2022 | Credit Guarantee (Amendment) Act 2022 (Commencement) Order 2022 (S.I. No. 642 of 2022), art. 2 |
| S. 3(1A) inserted | Credit Guarantee (Amendment) Act 2020 (5/2020), ss. 3(b), 7(3) | 11 August 2020 | Credit Guarantee (Amendment) Act 2020 (Commencement) Order 2020 (S.I. No. 303 of 2020), art. 2 |
| S. 4 application restricted | Credit Guarantee (Amendment) Act 2016 (1/2016), ss. 1(2), 12 | 1 October 2016 | Credit Guarantee (Amendment) Act 2016 (Commencement) Order 2016 (S.I. No. 504 of 2016), art. 2 |
| S. 4 substituted | Credit Guarantee (Amendment) Act 2016 (1/2016), ss. 1(2), 5, 9 | 1 October 2016 | Credit Guarantee (Amendment) Act 2016 (Commencement) Order 2016 (S.I. No. 504 of 2016), art. 2 |
| S.4(1) amended | Credit Guarantee (Amendment) Act 2022 (38/2022), ss. 4(a), 8(3) | 8 December 2022 | Credit Guarantee (Amendment) Act 2022 (Commencement) Order 2022 (S.I. No. 642 of 2022), art. 2 |
| Credit Guarantee (Amendment) Act 2020 (5/2020), ss. 4(a), 7(3) | 11 August 2020 | Credit Guarantee (Amendment) Act 2020 (Commencement) Order 2020 (S.I. No. 303 of 2020), art. 2 | |
| S.4(2) amended | Credit Guarantee (Amendment) Act 2022 (38/2022), ss. 4(b), 8(3) | 8 December 2022 | Credit Guarantee (Amendment) Act 2022 (Commencement) Order 2022 (S.I. No. 642 of 2022), art. 2 |
| Credit Guarantee (Amendment) Act 2020 (5/2020), ss. 4(b), 7(3) | 11 August 2020 | Credit Guarantee (Amendment) Act 2020 (Commencement) Order 2020 (S.I. No. 303 of 2020), art. 2 | |
| S. 4(3) amended | Credit Guarantee (Amendment) Act 2020 (5/2020), ss. 4(c), 7(3) | 11 August 2020 | Credit Guarantee (Amendment) Act 2020 (Commencement) Order 2020 (S.I. No. 303 of 2020), art. 2 |
| S. 4(4) amended | Credit Guarantee (Amendment) Act 2020 (5/2020), ss. 4(d), 7(3) | 11 August 2020 | Credit Guarantee (Amendment) Act 2020 (Commencement) Order 2020 (S.I. No. 303 of 2020), art. 2 |
| S. 4(4A) inserted | Credit Guarantee (Amendment) Act 2020 (5/2020), ss. 4(e), 7(3) | 11 August 2020 | Credit Guarantee (Amendment) Act 2020 (Commencement) Order 2020 (S.I. No. 303 of 2020), art. 2 |
| S. 4(4A)(a) amended | Credit Guarantee (Amendment) Act 2022 (38/2022), ss. 4(c), 8(3) | 8 December 2022 | Credit Guarantee (Amendment) Act 2022 (Commencement) Order 2022 (S.I. No. 642 of 2022), art. 2 |
| S. 4A inserted | Credit Guarantee (Amendment) Act 2020 (5/2020), ss. 5, 7(3) | 11 August 2020 | Credit Guarantee (Amendment) Act 2020 (Commencement) Order 2020 (S.I. No. 303 of 2020), art. 2 |
| S. 4A(2) amended | Social Welfare Act 2021 (44/2021), ss. 1(4), 24 | 1 January 2022 | Social Welfare Act 2021 (Section 24) (Commencement) Order 2021 (S.I. No. 750 of 2021), art. 2 |
| S. 4B inserted | Credit Guarantee (Amendment) Act 2022 (38/2022), ss. 5, 8(3) | 8 December 2022 | Credit Guarantee (Amendment) Act 2022 (Commencement) Order 2022 (S.I. No. 642 of 2022), art. 2 |
| S. 5(2)(a) substituted | Credit Guarantee (Amendment) Act 2016 (1/2016), ss. 1(2), 6(a)(i), 9 | 1 October 2016 | Credit Guarantee (Amendment) Act 2016 (Commencement) Order 2016 (S.I. No. 504 of 2016), art. 2 |
| S. 5(2)(b) amended | Credit Guarantee (Amendment) Act 2016 (1/2016), ss. 1(2), 6(a)(ii), 9 | 1 October 2016 | Credit Guarantee (Amendment) Act 2016 (Commencement) Order 2016 (S.I. No. 504 of 2016), art. 2 |
| S. 5(2)(c) amended | Credit Guarantee (Amendment) Act 2016 (1/2016), ss. 1(2), 6(a)(iii), 9 | 1 October 2016 | Credit Guarantee (Amendment) Act 2016 (Commencement) Order 2016 (S.I. No. 504 of 2016), art. 2 |
| S. 5(2)(d) substituted | Credit Guarantee (Amendment) Act 2016 (1/2016), ss. 1(2), 6(a)(iv), 9 | 1 October 2016 | Credit Guarantee (Amendment) Act 2016 (Commencement) Order 2016 (S.I. No. 504 of 2016), art. 2 |
| S. 5(2)(e) amended | Credit Guarantee (Amendment) Act 2016 (1/2016), ss. 1(2), 6(a)(v), 9 | 1 October 2016 | Credit Guarantee (Amendment) Act 2016 (Commencement) Order 2016 (S.I. No. 504 of 2016), art. 2 |
| S. 5(2)(f) amended | Credit Guarantee (Amendment) Act 2016 (1/2016), ss. 1(2), 6(a)(vi), 9 | 1 October 2016 | Credit Guarantee (Amendment) Act 2016 (Commencement) Order 2016 (S.I. No. 504 of 2016), art. 2 |
| S. 5(2)(h) amended | Credit Guarantee (Amendment) Act 2016 (1/2016), ss. 1(2), 6(a)(vii), 9 | 1 October 2016 | Credit Guarantee (Amendment) Act 2016 (Commencement) Order 2016 (S.I. No. 504 of 2016), art. 2 |
| S. 5(3) substituted | Credit Guarantee (Amendment) Act 2016 (1/2016), ss. 1(2), 6(b), 9 | 1 October 2016 | Credit Guarantee (Amendment) Act 2016 (Commencement) Order 2016 (S.I. No. 504 of 2016), art. 2 |
| S. 5(4) substituted | Credit Guarantee (Amendment) Act 2016 (1/2016), ss. 1(2), 6(c), 9 | 1 October 2016 | Credit Guarantee (Amendment) Act 2016 (Commencement) Order 2016 (S.I. No. 504 of 2016), art. 2 |
| S. 5(5) inserted | Credit Guarantee (Amendment) Act 2016 (1/2016), ss. 1(2), 6(d), 9 | 1 October 2016 | Credit Guarantee (Amendment) Act 2016 (Commencement) Order 2016 (S.I. No. 504 of 2016), art. 2 |
| S. 8 substituted | Credit Guarantee (Amendment) Act 2016 (1/2016), ss. 1(2), 7, 9 | 1 October 2016 | Credit Guarantee (Amendment) Act 2016 (Commencement) Order 2016 (S.I. No. 504 of 2016), art. 2 |
| S. 9 substituted | Credit Guarantee (Amendment) Act 2016 (1/2016), ss. 1(2), 8, 9 | 1 October 2016 | Credit Guarantee (Amendment) Act 2016 (Commencement) Order 2016 (S.I. No. 504 of 2016), art. 2 |
SIs made under the Act
| Section | SIs made under the Act |
|---|---|
| S. 4A(1)(a)(ii) | Credit Guarantee Act 2012 (Extension of Guarantee Date) Order 2021 (S.I. No. 751 of 2021) |
| S. 5 | Ukraine Credit Guarantee Scheme 2022 (S.I. No. 641 of 2022) |
| Covid-19 Credit Guarantee Scheme 2020 (S.I. No. 325 of 2020) | |
| Credit Guarantee Scheme 2017 (S.I. No. 70 of 2017) | |
| Credit Guarantee Scheme 2015 (S.I. No. 48 of 2015) | |
| Credit Guarantee Scheme 2012 (S.I. No. 360 of 2012) |