Updated to 16 January 2026 (Act No. 21 of 2025 and S.I. No. 11 of 2026)
Automatic Enrolment Retirement Savings System Act 2024
No. 20 of 2024
Contents
Commencement
| Section | Commencement/Effective Date Where the commencement and effective dates differ, the effective date is shown below.
|
Commencement Information |
|---|---|---|
| Ss. 1-5 | 31 March 2025 | Automatic Enrolment Retirement Savings System Act 2024 (Commencement) Order 2024 (S.I. No. 500 of 2024), art. 2(a) |
| Ss. 6-46 | 31 March 2025 | Automatic Enrolment Retirement Savings System Act 2024 (Commencement) Order 2024 (S.I. No. 500 of 2024), art. 2(b) |
| Ss. 47-48 | 30 September 2025 | Automatic Enrolment Retirement Savings System Act 2024 (Commencement) Order 2024 (S.I. No. 500 of 2024), art. 3, as subst. by Automatic Enrolment Retirement Savings System Act 2024 (Commencement) Order 2025 (S.I. No. 439 of 2025), art. 2(a) |
| Ss. 49-65 | 1 January 2026 | Automatic Enrolment Retirement Savings System Act 2024 (Commencement) Order 2024 (S.I. No. 500 of 2024), art. 4(a), as ins. by Automatic Enrolment Retirement Savings System Act 2024 (Commencement) Order 2025 (S.I. No. 439 of 2025), art. 2(b) |
| S. 66 | 30 September 2025 | Automatic Enrolment Retirement Savings System Act 2024 (Commencement) Order 2024 (S.I. No. 500 of 2024), art. 3, as subst. by Automatic Enrolment Retirement Savings System Act 2024 (Commencement) Order 2025 (S.I. No. 439 of 2025) |
| s. 67-77 | 1 January 2026 | Automatic Enrolment Retirement Savings System Act 2024 (Commencement) Order 2024 (S.I. No. 500 of 2024), art. 4(b), as ins. by Automatic Enrolment Retirement Savings System Act 2024 (Commencement) Order 2025 (S.I. No. 439 of 2025), art. 2(b) |
| Ss. 78-99 | 1 January 2026 | Automatic Enrolment Retirement Savings System Act 2024 (Commencement) Order 2024 (S.I. No. 500 of 2024), art. 4(c), as ins. by Automatic Enrolment Retirement Savings System Act 2024 (Commencement) Order 2025 (S.I. No. 439 of 2025), art. 2(b) |
| Ss. 100-106 | 31 March 2025 | Automatic Enrolment Retirement Savings System Act 2024 (Commencement) Order 2024 (S.I. No. 500 of 2024), art. 2(c) |
| Ss. 107-112 | 31 March 2025 | Automatic Enrolment Retirement Savings System Act 2024 (Commencement) Order 2024 (S.I. No. 500 of 2024), art. 2(d) |
| Ss. 113-119 | 1 January 2026 | Automatic Enrolment Retirement Savings System Act 2024 (Commencement) Order 2024 (S.I. No. 500 of 2024), art. 4(d), as ins. by Automatic Enrolment Retirement Savings System Act 2024 (Commencement) Order 2025 (S.I. No. 439 of 2025), art. 2(b) |
| Ss. 120-141 | 1 January 2026 | Automatic Enrolment Retirement Savings System Act 2024 (Commencement) Order 2024 (S.I. No. 500 of 2024), art. 4(e), as ins. by Automatic Enrolment Retirement Savings System Act 2024 (Commencement) Order 2025 (S.I. No. 439 of 2025), art. 2(b) |
Amendments and other effects
| How Affected | Affecting Provision | Affecting Provision Commencement/Effective Date
Where the commencement and effective dates differ, the effective date is shown below.
|
Commencement Source |
|---|---|---|---|
| S. 37(1)(a) amended | 19/2025, s. 17(1)(a) | 23 December 2025 | Commenced on enactment |
| S. 44(6)(a) amended | 19/2025, s. 17(1)(b)(i) | 23 December 2025 | Commenced on enactment |
| S. 44(6)(b) amended | 19/2025, s. 17(1)(b)(ii) | 23 December 2025 | Commenced on enactment |
| S. 50(1) substituted | 19/2025, ss. 17(1)(c)(i), 17(2) | 1 January 2026 | Commenced as per s. 17(2) |
| S. 50(7) substituted | 19/2025, ss. 17(1)(c)(ii), 17(2) | 1 January 2026 | Commenced as per s. 17(2) |
| S. 53(8) substituted | 19/2025, ss. 17(1)(d), 17(2) | 1 January 2026 | Commenced as per s. 17(2) |
| S. 68(4)(a) substituted | 19/2025, ss. 17(1)(e), 17(2) | 1 January 2026 | Commenced as per s. 17(2) |
| S. 123(12) substituted | 19/2025,ss. 17(1)(f), 17(2) | 1 January 2026 | Commenced as per s. 17(2) |
| S. 124(5) substituted | 19/2025, ss. 17(1)(g), 17(2) | 1 January 2026 | Commenced as per s. 17(2) |
SIs made under the Act
| Section | SIs made under the Act |
|---|---|
| S. 1(2) | Automatic Enrolment Retirement Savings System Act 2024 (Commencement) Order 2025 (S.I. No. 439 of 2025) |
| S. 3 | Automatic Enrolment Retirement Savings System Regulations (Amendment) (Section 52) Regulations 2025 (S.I. No. 668 of 2025) |
| Automatic Enrolment Retirement Savings System Regulations 2025 (S.I. No. 637 of 2025) | |
| Automatic Enrolment Retirement Savings System (Fees) Regulations 2025 (S.I. No. 636 of 2025) | |
| S. 7 | Automatic Enrolment Retirement Savings System Act 2024 (Establishment Day) Order 2025 (S.I. No. 475 of 2025) |
| S. 35 | Automatic Enrolment Retirement Savings System (Fees) Regulations 2025 (S.I. No. 636 of 2025) |
| S. 46(3) | Automatic Enrolment Retirement Savings System (Fees) Regulations 2025 (S.I. No. 636 of 2025) |
| S. 52(5) | Automatic Enrolment Retirement Savings System Regulations (Amendment) (Section 52) Regulations 2025 (S.I. No. 668 of 2025) |
| S. 64 | Automatic Enrolment Retirement Savings System Regulations 2025 (S.I. No. 637 of 2025) |
| S. 66 | Automatic Enrolment Retirement Savings System Regulations 2025 (S.I. No. 637 of 2025) |
| S. 104(1) | Automatic Enrolment Retirement Savings System Regulations 2025 (S.I. No. 637 of 2025) |
| S. 108(4) | Automatic Enrolment Retirement Savings System Regulations 2025 (S.I. No. 637 of 2025) |
| S. 124 | Automatic Enrolment Retirement Savings System Regulations 2025 (S.I. No. 637 of 2025) |
| S. 131 | Automatic Enrolment Retirement Savings System Regulations 2025 (S.I. No. 637 of 2025) |