Updated to 16 September 2025 (Act No. 10 of 2025 and S.I. No. 432 of 2025)
All effects below are reflected in the most recent Revised Act.
Consumer Insurance Contracts Act 2019
No. 53 of 2019
Contents
Commencement
| Section | Commencement/Effective Date Where the commencement and effective dates differ, the effective date is shown below.
|
Commencement Information |
|---|---|---|
| Ss. 1-7 | 1 September 2020 | Consumer Insurance Contracts Act 2019 (Commencement) Order 2020 (S.I. No. 329 of 2020), art. 3 |
| Ss. 8, 9 | 1 September 2021 | Consumer Insurance Contracts Act 2019 (Commencement) Order 2020 (S.I. No. 329 of 2020), art. 4 |
| Ss. 10, 11 | 1 September 2020 | Consumer Insurance Contracts Act 2019 (Commencement) Order 2020 (S.I. No. 329 of 2020), art. 3 |
| S. 12 | 1 September 2021 | Consumer Insurance Contracts Act 2019 (Commencement) Order 2020 (S.I. No. 329 of 2020), art. 4 |
| S. 13 | 1 September 2020 | Consumer Insurance Contracts Act 2019 (Commencement) Order 2020 (S.I. No. 329 of 2020), art. 3 |
| S. 14(1)-(5) | 1 September 2021 | Consumer Insurance Contracts Act 2019 (Commencement) Order 2020 (S.I. No. 329 of 2020), art. 4 |
| S. 14(6) | 1 September 2020 | Consumer Insurance Contracts Act 2019 (Commencement) Order 2020 (S.I. No. 329 of 2020), art. 3 |
| Ss. 15-17 | 1 September 2020 | Consumer Insurance Contracts Act 2019 (Commencement) Order 2020 (S.I. No. 329 of 2020), art. 3 |
| S. 18(1)-(3) | 1 September 2020 | Consumer Insurance Contracts Act 2019 (Commencement) Order 2020 (S.I. No. 329 of 2020), art. 3 |
| S. 18(4) | Not yet commenced. Commencement order required under s. 27(2) | |
| S. 18(5) | 1 September 2020 | Consumer Insurance Contracts Act 2019 (Commencement) Order 2020 (S.I. No. 329 of 2020), art. 3 |
| Ss. 19-27 | 1 September 2020 | Consumer Insurance Contracts Act 2019 (Commencement) Order 2020 (S.I. No. 329 of 2020), art. 3 |
Amendments and other effects
| How Affected | Affecting Provision | Affecting Provision Commencement/Effective Date
Where the commencement and effective dates differ, the effective date is shown below.
|
Commencement Source |
|---|---|---|---|
| S. 10 references construed | Insurance (Miscellaneous Provisions) Act 2022 (11/2022), ss. 1(2), 10(2), (3) | 8 July 2022 | Insurance (Miscellaneous Provisions) Act 2022 (Commencement) Order 2022 (S.I. No. 346 of 2022), art. 3 |
| S. 11 references construed | Insurance (Miscellaneous Provisions) Act 2022 (11/2022), ss. 1(2), 10(2), (3) | 8 July 2022 | Insurance (Miscellaneous Provisions) Act 2022 (Commencement) Order 2022 (S.I. No. 346 of 2022), art. 3 |
| S. 12 references construed | Insurance (Miscellaneous Provisions) Act 2022 (11/2022), ss. 1(2), 10(2), (3) | 8 July 2022 | Insurance (Miscellaneous Provisions) Act 2022 (Commencement) Order 2022 (S.I. No. 346 of 2022), art. 3 |
| S. 13 references construed | Insurance (Miscellaneous Provisions) Act 2022 (11/2022), ss. 1(2), 10(2), (3) | 8 July 2022 | Insurance (Miscellaneous Provisions) Act 2022 (Commencement) Order 2022 (S.I. No. 346 of 2022), art. 3 |
| S. 14 references construed | Insurance (Miscellaneous Provisions) Act 2022 (11/2022), ss. 1(2), 10(2), (3) | 8 July 2022 | Insurance (Miscellaneous Provisions) Act 2022 (Commencement) Order 2022 (S.I. No. 346 of 2022), art. 3 |
| S. 16 references construed | Insurance (Miscellaneous Provisions) Act 2022 (11/2022), ss. 1(2), 10(2), (3) | 8 July 2022 | Insurance (Miscellaneous Provisions) Act 2022 (Commencement) Order 2022 (S.I. No. 346 of 2022), art. 3 |
| S. 16(10) deleted | Insurance (Miscellaneous Provisions) Act 2022 (11/2022), ss. 1(2), 7 | 1 October 2022 | Insurance (Miscellaneous Provisions) Act 2022 (Commencement) Order 2022 (S.I. No. 346 of 2022), art. 4(a) |
| S. 16A inserted | Insurance (Miscellaneous Provisions) Act 2022 (11/2022), ss. 1(2), 8 | 1 October 2022 | Insurance (Miscellaneous Provisions) Act 2022 (Commencement) Order 2022 (S.I. No. 346 of 2022), art. 4(b) |
| S. 16A references construed | Insurance (Miscellaneous Provisions) Act 2022 (11/2022), ss. 1(2), 10(2), (3) | 8 July 2022 | Insurance (Miscellaneous Provisions) Act 2022 (Commencement) Order 2022 (S.I. No. 346 of 2022), art. 3 |
| S. 16B inserted | Insurance (Miscellaneous Provisions) Act 2022 (11/2022), ss. 1(2), 8 | 1 October 2022 | Insurance (Miscellaneous Provisions) Act 2022 (Commencement) Order 2022 (S.I. No. 346 of 2022), art. 4(b) |
| S. 16B references construed | Insurance (Miscellaneous Provisions) Act 2022 (11/2022), ss. 1(2), 10(2), (3) | 8 July 2022 | Insurance (Miscellaneous Provisions) Act 2022 (Commencement) Order 2022 (S.I. No. 346 of 2022), art. 3 |
| S. 18(4)(a) substituted | Insurance (Miscellaneous Provisions) Act 2022 (11/2022), ss. 1(2), 9(a) | 8 July 2022 | Insurance (Miscellaneous Provisions) Act 2022 (Commencement) Order 2022 (S.I. No. 346 of 2022), art. 3 |
| S. 18(4)(b) substituted | Insurance (Miscellaneous Provisions) Act 2022 (11/2022), ss. 1(2), 9(b) | 8 July 2022 | Insurance (Miscellaneous Provisions) Act 2022 (Commencement) Order 2022 (S.I. No. 346 of 2022), art. 3 |
| S. 18(4)(d) inserted | Insurance (Miscellaneous Provisions) Act 2022 (11/2022), ss. 1(2), 9(c) | 8 July 2022 | Insurance (Miscellaneous Provisions) Act 2022 (Commencement) Order 2022 (S.I. No. 346 of 2022), art. 3 |
SIs made under the Act
| Section | SIs made under the Act |
|---|