Consumer Credit Act, 1995
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Visits and telephone calls. |
46.—A creditor, owner or a person acting on his behalf shall not visit or telephone— | |
(a) a consumer without his consent— | ||
(i) at his place of employment or business unless the consumer resides at that place and all reasonable efforts to make contact with him have failed, | ||
(ii) at any place, | ||
(I) between the hours of 9 o'clock in the evening on any week day and 9 o'clock in the morning on the following day, or | ||
(II) at any time on a Sunday or a public holiday (within the meaning of the Holidays (Employees) Act, 1973 ), | ||
(b) a consumer's employer or any member of the consumer's family unless that employer or family member is a party to the agreement, without the consent of the consumer, given in writing and separate from any other term of agreement, | ||
for any purposes connected with an agreement other than the service of a document in connection with legal proceedings. |